Personal Checking Accounts

Regular Checking

  • $100 minimum to open
  • Unlimited check writing
  • No per debit charges
  • $10.00 monthly maintenance fee
    Maintenance fee can be avoided by maintaining:
    • $500 minimum daily balance or $1,200 average daily balance or
    • $2,000 minimum daily balance in any Savings Account(s) or
    • $3,500 minimum daily balance in any checking and/or Money Market Account(s)
  • Six (6) FREE ATM transactions at other bank’s ATMs
  • Unlimited FREE ATM transactions at any of The Piedmont Bank ATM's
  • Overdraft protection (subject to credit approval)
  • Free Visa Debit Card (subject to credit approval)

Piedmont Advantage

  • $100 minimum to open
  • Unlimited check writing
  • No per debit charges
  • $15.00 monthly maintenance fee
    Maintenance fee can be avoided by maintaining:
    $1,000 minimum daily balance or $10,000 aggregate minimum daily deposits in any combination in the following account categories: checking, savings, Money Market, and/or Certificates of Deposits, IRA’s or $20,000 outstanding loan account
  • FREE personalized Piedmont Advantage checks
  • FREE official checks
  • FREE notary service
  • 25% discount on a safe deposit box
  • .25% off loan rate with auto debit
  • FREE Visa Debit Card (subject to credit approval)
  • Interest is compounded daily on collected balances of $1,000 or more
  • Interest will be credited to your account monthly
  • Six (6) FREE ATM transactions at other bank’s ATMs
  • Unlimited FREE ATM transactions at any of The Piedmont Bank ATM's
  • Overdraft protection (subject to credit approval)

Classic Checking

  • $100 minimum to open
  • No minimum balance required
  • No monthly maintenance fee
  • Forty-Five (45) checks or debit transactions are permitted
  • An excess debit fee of $ .35 will be charged for each check or debit transaction in excess of forty-five (45) per month.
  • Unlimited FREE ATM transactions at any of The Piedmont Bank ATM's
  • Six (6) FREE ATM transactions at other bank’s ATMs
  • Free personalized Piedmont Bank checks