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Deposit Rates

Checking and Savings Accounts

Product
Min. Opening Deposit
Min. Balance to obtain APY*
Interest Rate
APY*
Piedmont Advantage $100 $1,000 0.199% 0.20%
Statement Savings $100 $0.01 0.249% 0.25%
Minor Savings $5 $0.01 0.249% 0.25%
Piedmont Prime Money Market $1,000 $1,000 0.499% 0.50%
Piedmont Prime Money Market $1,000 $10,000 0.499% 0.50%
Piedmont Prime Money Market $1,000 $100,000 0.599% 0.60%
Business Interest Checking $100 $2,500 0.099% 0.10%
Business Statement Savings $500 $0.01 0.249% 0.25%
Business Piedmont Prime
Money Market
$1,000 $1,000 0.499% 0.50%
Business Piedmont Prime
Money Market
$1,000 $10,000 0.499% 0.50%
Business Piedmont Prime
Money Market
$1,000 $100,000 0.599% 0.60%

Certificates of Deposit

Product
Min. Opening Deposit
Interest Rate
APY*
3 Months $500 0.399% 0.40%
6 Months $500 0.399% 0.40%
12 Months $500 0.995% 1.00%
13 Months (Bump Up)** $500 1.341% 1.35%
18 Months $500 0.995% 1.00%
24 Months $500 0.995% 1.00%
30 Months $500 0.995% 1.00%
36 Months $500 0.995% 1.00%
48 Months $500 0.995% 1.00%
60 Months $500 0.995% 1.00%

IRA Certificates of Deposit

Product
Min. Opening Deposit
Interest Rate
APY*
6 Months $500 0.399% 0.40%
12 Months $500 0.995% 1.00%
13 Months (Bump Up) ** $500 1.341% 1.35%
18 Months $500 0.995% 1.00%
24 Months $500 0.995% 1.00%
30 Months $500 0.995% 1.00%
36 Months $500 0.995% 1.00%
48 Months $500 0.995% 1.00%
60 Months $500 0.995% 1.00%

Rates current for 06/26/17 to 07/02/17

*Annual Percentage Yield

**13 Months (Bump Up) = you may exchange the interest rate on your account for one time during the thirteen (13) month term. The rate will be what is offered for the ’13 Month Bump Up’ the day you come into the bank to exchange your rate.

Fees could reduce the earnings on the account.

A penalty will be imposed for early withdrawal of certificates of deposit.

The interest rate and annual percentage yield may change on checking and savings accounts after opening, but not on certificates of deposits through maturity.

Certificates of Deposits / IRA's will earn interest on collected balances of $.01 or more.

All rates shown above are subject to change without notice.

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